Terms of Service
Last updated 3 November 2026
Effective 3 November 2026.
These terms are an agreement between you and BinaDesk ("we"). By creating an account or sending us files, you agree to them. Our Privacy Policy and our Security page are part of these terms.
The beta
- During the beta, BinaDesk is free and offers two services: bank statements and document extraction, with real estate models coming soon. The other services on our site are marked coming soon and can't be ordered yet.
- The beta is a trial of a new service. Features, wording and turnaround may change as we learn, and we may end the beta. We'll email account holders before any order is charged for.
- After each delivery we ask a few optional survey questions.
Your account
- You must be 18 or older, and the details you give us must be accurate.
- Keep your password to yourself. You're responsible for what's done in your account.
- If you think someone else has used your account, email security@binadesk.com.
Your files
- Send us only documents you have the right to share: your own records, or records you're authorized to handle.
- You keep all rights to your files and to your workbook. You allow us to use them only to provide the service, as our Privacy Policy describes.
- Don't send anything unlawful or anything that contains malicious software.
What we deliver
- A workbook built from your statements. Our software checks every workbook against your statements before it reaches you, and anything your statements can't settle is asked of you rather than guessed.
- The workbook is a record-keeping aid. It is not accounting, tax, legal or financial advice. Review it before you rely on it: final sign-off for your own purposes, and any review that needs a licensed professional, stays with you and your advisors.
- During the beta there is no guaranteed turnaround.
If something is wrong
If your workbook has a real error, we correct it and refund what you paid for that order. A real error is a wrong amount or date, a transaction left out or added, or a transaction filed under a different kind of spending, such as a hardware store filed as fuel. A choice between two close categories, such as hardware or housewares for a home improvement store, isn't an error, though we'll still change it if you ask. Tell us within 14 days of delivery. During the free beta there is nothing to refund, and we still correct it. Email info@binadesk.com; we reply within one business day.
Using BinaDesk fairly
Don't try to get around our limits or security, copy or scrape the service, overload it, or use it to process documents you aren't authorized to handle. If you find a security problem, report it to security@binadesk.com.
Disclaimers
To the extent the law allows, BinaDesk is provided as is during the beta, without any warranty that it will be uninterrupted, error-free or fit for a particular purpose.
Limits on our liability
To the extent the law allows, we aren't liable for indirect or consequential losses, such as lost profits or lost opportunities. During the free beta, our total liability to you is limited to $100. For a paid order, it is limited to what you paid for that order.
Ending your account
You can close your account at any time in the portal, which deletes your account, your files and your workbooks. We may suspend or close an account that breaks these terms, and we'll tell you why where we can.
Changes to these terms
We'll post any change here with a new effective date, and email account holders before a significant change takes effect. Using BinaDesk after that means you accept the new terms.
Governing law
These terms are governed by the laws of New Jersey, and disputes go to the courts of New Jersey.
Contact
Email info@binadesk.com. By post: BinaDesk, 400 Boulevard of the Americas, Suite 404, Lakewood, NJ 08701.